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Totally "Free" Checking
Fast Track Checking
BanClub Checking
BanClub Plus
BanClub Gold
NOW Account
Super NOW Account
Money Market Plus
Maximum Money Market Plus
Business Solution
Overdraft Privilege
Customer Identification
Check 21
Farmers State Bank offers a wide variety of checking accounts.  We have the account that provides for your banking needs.
  • $100 opening deposit
  • Monthly statement
  • Visa check card and Overdraft Privilege available
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  • Electronically pay monthly bills AUTOMATICALLY
  • $100 Opening Deposit
  • No minimum balance required
  • Unlimited Bill Pay available
  • Online bank statements available
  • Secure banking 24 hours a day
  • Monthly membership fee of $3.95
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  • $100 opening deposit
  • Should your balance drop below $100, a $7.00 monthly fee will be charged.
  • $5,000.00 Accidental Death Insurance
  • First order of member checks at no cost
  • Savers Club discount book
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  • $100.00 opening deposit
  • No Minimum Balance required
  • $10,000.00 Accidental Death Insurance
  • Member checks at no cost and unlimited check writing
  • Safe deposit box discount
  • Travelers checks and cashiers checks at no issue fee
  • Also receive benefits in the Banclub Account
  • Monthly membership fee of $6.00
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  • $100.00 opening deposit
  • For those over 50 years of age
  • No Minimum Balance required
  • $10,000.00 Accidental Death Insurance
  • Member checks at no cost and unlimited check writing
  • Eye care discount
  • RX discounts
  • Also receive benefits included in the Banclub and Banclub Plus Accounts
  • Monthly membership fee of $4.00
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  • $100.00 opening deposit
  • Must maintain $1,000.00 to receive interest
  • If balance drops below $1,000.00 a service charge of $5.00 will be imposed
  • Unlimited check writing
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  • Opening deposit of $100.00
  • Must maintain $2,500.00 to receive interest
  • Unlimited check writing
  • If balance drops below $2,500.00, a service charge of $5.00 will be imposed
  • Opening deposit $2,500.00
  • Minimum withdrawal of $250.00
  • Allowed 6 transactions per month, 3 by check, and 3 by withdrawal
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The advantage of the Maximum is it will pay a higher rate of interest.
    $10,000.00 Tier
    $25,000.00 Tier
  • Opening deposit is $10,000.00
  • Minimum withdrawal amount of $500.00
  • Allowed 6 transactions per month, 3 by check, 3 by withdrawal
  • If this account drops below $10,000.00 interest will not be paid.
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  • $200.00 opening deposit
  • If balance drops below $200, a $7.00 monthly service fee will be charged.
  • Free Self-inking Stamper
  • Deluxe Check order discount
  • FSB Zipper Deposit Bag
  • Monthly Bank Statement - available for pick-up at earlier time (no mail delay)
  • One-on-One Account Specialist
  • Internet Banking - 24 hour access to account information
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A little short on funds occasionally? Tired of the expense and embarrassment of having your checks returned? Farmers State Bank's Overdraft Privilege is our way of helping you meet your unexpected needs. Talk to one of our customer service representatives today!
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Consumer Guide to Check 21 and Substitute Checks

Check Clearing for the 21st Century Act

What You Should Know about Your Checks

 

 


 

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