Personal

You'll enjoy your choice of simple, easy to use, affordable checking options packed with extras! Choose extra peace of mind by adding identity theft and fraud protection services to your existing account. We also have several savings options to fit any need

  • Checking
  • Savings
  • ID Protection
  • Account Details

Personal Checking Accounts

**Accounts have the following options available:  Debit Card, Internet Banking, Bill Pay, Mobile Banking, e-statements, Pop Money, Uchoose Rewards, Annual Financial Review, and Preferred CD Rates

  High Yield Checking NOW Checking Banclub Checking Simple Checking Relationship Rewards
Interest Bearing Yes Yes No No No
Identity Theft Protection Yes Yes Yes Yes Yes
ATM/Debit Card Yes Yes Yes Yes Yes
Minimum opening balance $100 $100 $100 $50 $0
Monthly service fee $5.95 $5.00 varies by account varies by options $7.95
Minimum balance to avoid fees $500/day $1000/day  varies by account --- ---
Minimum balance to earn interest  --- $1000 --- --- ---

 

Savings Accounts

  High Yield Savings Statement Savings Club Savings
Minimum Opening Balance $10,000 $100  
Minimum Balance to earn interest $10,000 $200  
Monthly Service Fee  $3 each month balance falls below $100  $3 each month balance falls below $100
Students 18 and under waived
---
Interest Compounding Frequency Quarterly every 6 months every 6 months

Identity Theft Products

*The Following Options are available on any Farmers State Bank Checking or Savings Account:

 

Most Popular

   
  ID Protect Plus ID Protect ID Restoration

 

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Prevent Features

Prevention Tips, Statistics & education
Newsletter, Credit Monitoring: 1 or 3 Bureaus, Receive Alerts, PayDay Loans

Prevention Tips, Statistics & education, Newsletter Prevention Tips, Statistics & education,
Newsletter
Detect Features Internet Monitoring
Scans & alerts, credit & non-credit, black market
Internet Monitoring
Daily Monitor Scans; Email Alerts: Credit & non-Credit, Black Market; Personalized Online Dashboard
One-time Black Market Scan
Scans & Alerts, credit & non-credit, black market
Restore Features Identity Restoration
24/7, fully managed; cancels & replaces cards & ID; restores to pre-theft status
Identity Restoration
24/7, fully managed; cancels & replaces cards & ID; restores to pre-theft status
Identity Restoration
24/7, fully managed; cancels & replaces cards & ID; restores to pre-theft status

 

$7.95

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$4.95

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$1.95

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Additional information on each of the products can be obtained by contacting Farmers State Bank at 217-285-5585 or by sending an email using our secure Contact Us form. 

NOTE:  Once you have signed up for ID Theft Protection products, you will receive an email with a welcome letter from Deluxe Provent.  This correspondence will provide you information regarding your coverage, including instructions for activating the Internet and Credit Monitoring portions, if applicable, of your service.

For more information on how to keep your identity safe, click here for helpful tips. 

If you wish to cancel your Deluxe Provent Identity Theft Protection, please click the link below to submit a cancellation form. 

Provent Cancellation Form

Deluxe Account Holder Support

Resolution Specialist Phone Support:  1-866-460-0095

email Support:  deluxeprovent@ezshield.com

Monday through Friday: 7:00am - 7:00pm CST

Personal Checking Options