Business/Organization Checking
Simple, easy to use, affordable and packed with extras. That's what you get whether your organization is a business, municipality, non-profit association or school.
Overdraft Privilege
You avoid the embarrassment of having your payment rejected while in line at the grocery store or retailer. Account holders with Overdraft Privilege enjoy the benefit of the bank paying or approving, at its discretion, check, ATM withdrawals and debit card purchases for you even if you have insufficient funds. This will help you even if you always keep enough money in your account. Your payroll direct deposit may be delayed getting to the bank, a debit hold may be placed on your account, or you may need to cover an unexpected expense like a car tow.
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Internet Banking
Get your latest balances, find out which checks cleared, verify deposits and withdrawals, transfer funds, and even view pending transactions. It's free and available 24/7.
Telephone Banking
Access your checking account information from any touch-tone phone day or night by dialing 217-285-1818 or toll-free 800-364-5938. Check your balances, verify cleared checks, transfer funds, and track recent ATM and debit card transactions.
Debit Card/ATM Card
Enjoy 24 hour access to your account; make purchases any where VISA is accepted, at retail stores or online. It's accepted at millions of locations worldwide. The same card also serves as your ATM card which enables you to withdraw cash 24 hours a day 7 days a week.




