Farmers State Bank Personal Banking

Personal Checking Reorder Personal Checks

You'll Enjoy Your Choice of Simple, Easy to Use, Affordable Checking Options Packed with Extras!

Personal Checking

1 Available on personal accounts. Higher Yield paid on balances below $25,000. 10 non PIN debit card
   purchases, one third party direct deposit, and access internet at least once per cycle to qualify for the
   higher rate and to waive the ATM Charges.

2 There is no annual fee for the ATM Card. A charge will apply each time a transaction is made at a
   non-Farmers State Bank ATM.

Overdraft Privilege

You avoid the embarrassment of having your payment rejected while in line at the grocery store or retailer. Account holders with Overdraft Privilege enjoy the benefit of the bank paying or approving, at its discretion, check, ATM withdrawals and debit card purchases for you even if you have insufficient funds. This will help you even if you always keep enough money in your account. Your payroll direct deposit may be delayed getting to the bank, a debit hold may be placed on your account, or you may need to cover an unexpected expense like a car tow.

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Internet Banking

Get your latest balances, find out which checks cleared, verify deposits and withdrawals, transfer funds, and even view pending transactions. It's free and available 24/7.

Telephone Banking

Access your checking account information from any touch-tone phone day or night by dialing 217-285-1818 or toll-free 800-364-5938. Check your balances, verify cleared checks, transfer funds, and track recent ATM and debit card transactions.

Debit Card/ATM Card

Enjoy 24 hour access to your account; make purchases any where VISA is accepted, at retail stores or online. It's accepted at millions of locations worldwide. The same card also serves as your ATM card which enables you to withdraw cash 24 hours a day 7 days a week.

Additional Debit/ATM Card Protection

Call a location listed below to get started.