Farmers State Bank Personal Banking

Personal Checking Reorder Personal Checks

You'll Enjoy Your Choice of Simple, Easy to Use, Affordable Checking Options Packed with Extras! Choose Extra Peace of Mind by Adding Identity Theft and Fraud Protection Services to Your Existing Account.

Simple Checking

  • $50.00 minimum opening deposit
  • No Minimum Balance Required
  • E-Statements-Paper Statement Fee $3 per month. Paper Statement Fee refund $3 per month with e-statement enrollment
  • Visa Check Card-Charge will apply each time a transaction is made at a non-Farmers State Bank ATM
  • Internet Banking
  • Bill Pay
  • Overdraft Privilege available upon approval

Identity Restoration

  • $100.00 minimum opening deposit
  • $4.95 Monthly Maintenance Fee
  • Deluxe Provent® Restoration Services
  • No Minimum Balance Required
  • E-Statements-Paper Statement Fee $3 per month. Paper Statement Fee refund $3 per month with e-statement enrollment
  • Visa Check Card-Charge will apply each time a transaction is made at a non-Farmers State Bank ATM
  • UChoose® Rewards Available
  • Internet Banking
  • Bill Pay
  • Overdraft Privilege available upon approval

Identity Protect

  • $100.00 minimum opening deposit
  • $7.95 Monthly Maintenance Fee
  • Deluxe Provent® ID Protect Services
  • No Minimum Balance Required
  • E-Statements-Paper Statement Fee $3 per month. Paper Statement Fee refund of $3 per month with e-statement enrollment
  • Visa Check Card-Charge will apply each time a transaction is made at a non-Farmers State Bank ATM
  • UChoose® Rewards Available
  • Internet Banking
  • Bill Pay
  • First box of High Security checks at no cost
  • Overdraft Privilege available upon approval

Identity Protect Plus

  • $100.00 minimum opening deposit
  • $9.95 Monthly Maintenance Fee
  • Deluxe Provent® ID Protect Plus Services
  • No Minimum Balance Required
  • E-Statements-Paper Statement Fee $3 per month. Paper Statement Fee refund of $3 per month with e-statement enrollment
  • Visa Check Card-Charge will apply each time a transaction is made at a non-Farmers State Bank ATM
  • UChoose® Rewards Available
  • Internet Banking
  • Bill Pay
  • One box of High Security checks per year at no cost
  • Overdraft Privilege available upon approval

Basic Banclub 2

  • $100.00 minimum opening deposit
  • $7.00 monthly maintenance fee if the account balance falls below $2,500.00 any day of the month
  • E-statements-Paper Statement Fee refund $3 per month with e-statement enrollment
  • Internet Banking
  • Bill Pay
  • Visa Check Card-Charge will apply each time a transaction is made at a non-Farmers State Bank ATM
  • UChoose® Rewards Available
  • First box of Greystone Wallet checks at no cost
  • Savers Club Discount Book
  • $5,000.00 Accidental Death Insurance
  • Overdraft Privilege available upon approval

Banclub Plus

  • $100.00 minimum opening deposit
  • No Minimum Balance Required
  • $6.00 Monthly Maintenance Fee
  • E-statements or Mailed Monthly Paper Statements
  • Internet Banking
  • Bill Pay
  • Visa Check Card-Charge will apply each time a transaction is made at a non-Farmers State Bank ATM
  • UChoose® Rewards Available
  • Member Greystone Wallet checks at no cost
  • Savers Club Discount Book
  • Safe Deposit Box Discount
  • 10 Bank Drafts or Cashier’s Checks per month at no cost
  • $10,000.00 Accidental Death Insurance
  • Overdraft Privilege available upon approval

Banclub Gold

  • For customers 50 years of age and older
  • $100.00 minimum opening deposit
  • $4.00 monthly maintenance fee if the account balance falls below $5,000.00 any day of the month
  • E-statements or Mailed Monthly Paper Statements
  • Internet Banking
  • Bill Pay
  • Visa Check Card-Charge will apply each time a transaction is made at a non-Farmers State Bank ATM
  • UChoose® Rewards Available
  • Member Greystone Wallet checks at no cost
  • Savers Club Discount Book
  • Safe Deposit Box Discount
  • 10 Bank Drafts or Cashier’s Checks per month at no cost
  • Eye Care and Prescriptions Discounts
  • $10,000.00 Accidental Death Insurance
  • Overdraft Privilege available upon approval

High Yield Checking

  • $100.00 minimum opening deposit
  • $5.95 monthly maintenance fee if the account balance falls below $500.00 any day of the month
  • Pays Interest-Tiered Interest Rate
  • You may receive $10 in ATM Refunds if criteria is met per statement cycle
  • E-statements-Paper statement fee $3 per month. Paper statement fee refund $3 per month with e-statement enrollment
  • Internet Banking
  • First box of Specialty Lemon checks at no cost
  • Bill Pay
  • Visa Check Card-Charge will apply each time a transaction is made at a non-Farmers State Bank ATM
  • UChoose® Rewards Available
  • Overdraft Privilege available upon approval
  • Available on personal accounts
  • Higher Yield paid on balances below $25,000 if criteria is met.
  • Criteria: 10 signature based debit card transactions that post in a statement cycle, one third party direct deposit, e-statements, and access internet banking at least once per cycle to qualify for the higher rate and refund of ATM charges.

Now Account

  • $100.00 minimum opening deposit
  • $5.00 monthly maintenance fee if the account balance falls below $1,000.00 any day of the month
  • Pays interest must maintain a minimum balance of $1,000 in the account each day to obtain the disclosed annual percentage yield
  • E-statements or Mailed Monthly Paper Statements
  • Internet Banking
  • Bill Pay
  • Visa Check Card-Charge will apply each time a transaction is made at a non-Farmers State Bank ATM
  • UChoose® Rewards Available
  • Overdraft Privilege available upon approval

Maximum Money Market

  • $10,000.00 minimum opening deposit
  • Transaction Limit 6 per cycle: minimum debit fee of $10 will be charged for each debit item in excess of 6 during a month
  • Minimum amount you may withdrawal is $500
  • Pays interest on account balances of $10,000.00 and over
  • E-statements or Mailed Monthly Paper Statements
  • Internet Banking