Checking
Farmers State Bank offers a wide variety of checking accounts. We have the account that provides for your banking needs.
High Yield Checking
- $100 opening balance
- Interest Paid on all balances
- Unlimited bill pay
- 1 box complimentary checks provided
- Minimum balance to avoid $5.95 monthly fee is $500.00
- Available to personal accounts only
If the following criteria is met, a higher interest rate is paid on balances up to $25,000.00 and up to $10.00 in ATM fees refunded:
- 10 signature based debit card transactions per statement cycle
- Access internet banking once during statement cycle
- Have a third party direct deposit monthly
Fast Track Checking
- Electronically pay monthly bills AUTOMATICALLY
- $100 Opening Deposit
- No minimum balance required
- Unlimited Bill Pay available
- Online bank statements available
- Secure banking 24 hours a day
- Monthly membership fee of $3.95
BanClub Checking
- $100 opening deposit
- Should your balance drop below $100, a $7.00 monthly fee will be charged.
- $5,000.00 Accidental Death Insurance
- First order of member checks at no cost
- Savers Club discount book
BanClub Plus
- $100.00 opening deposit
- No Minimum Balance required
- $10,000.00 Accidental Death Insurance
- Member checks at no cost and unlimited check writing
- Safe deposit box discount
- Travelers checks and cashiers checks at no issue fee
- Also receive benefits in the Banclub Account
- Monthly membership fee of $6.00
BanClub Gold
- $100.00 opening deposit
- For those over 50 years of age
- No Minimum Balance required
- $10,000.00 Accidental Death Insurance
- Member checks at no cost and unlimited check writing
- Eye care discount
- RX discounts
- Also receive benefits included in the Banclub and Banclub Plus Accounts
- Monthly membership fee of $4.00 on balances below $5,000.00
Totally "Free" Checking
- $100 opening deposit
- Monthly statement
- Visa check card and Overdraft Privilege available
NOW Account
- $100.00 opening deposit
- Must maintain $1,000.00 to receive interest
- If balance drops below $1,000.00 a service charge of $5.00 will be imposed
- Unlimited check writing
Super NOW Account
- Opening deposit of $100.00
- Must maintain $2,500.00 to receive interest
- Unlimited check writing
- If balance drops below $2,500.00, a service charge of $5.00 will be imposed
Money Market Plus
- Opening deposit $2,500.00
- Minimum withdrawal of $250.00
- Allowed 6 transactions per month, 3 by check, and 3 by withdrawal
Maximum Money Market Plus
$50,000.00 Tier
$100,000.00 Tier
- Opening deposit is $10,000.00
- Minimum withdrawal amount of $500.00
- Allowed 6 transactions per month, 3 by check, 3 by withdrawal
- If this account drops below $10,000.00 interest will not be paid.
Overdraft Privilege
A little short on funds occasionally? Tired of the expense and embarrassment of having your checks returned? Farmers State Bank's Overdraft Privilege is our way of helping you meet your unexpected needs. Talk to one of our customer service representatives today!
