Commercial Loans

Farmers State Bank wants to help make your business objectives a reality. Whether you are starting a business operation, expanding, adding equipment, or need working capital, Farmers State Bank can help you find the the right loan.

Operating Lines of Credit

Business operations periodically require funds to finance business expenses such as accounts receivables or inventory. These expenses do not have to be a worry with a short term line of credit. Through our knowledge of your industry -and you as our customer - we will develop a safety net that will give you peace of mind.

Business Term Loans

Buying fixed assets or funding capital expenditures can be crucial to the future of your business. Farmers State Bank offers loans for which the maturity and repayment terms are typically based on the type of equipment purchased, the specific asset being acquired and the anticipated cash flow generated. Farmers State Bank can set up a loan with a payment that is right for you.

Commercial Real Estate Loans

Rental property, warehouses, office buildings, etc., we can help structure a commercial real estate loan that is right for you. Our flexible, affordable commercial real estate loans make it all possible to purchase a new facility or expand as the need arises. Farmers State Bank works with the customer to tailor the loan to fit the company's specific situation.

Municipal Loans

We support our local community projects. With a municipal loan, you can purchase new equipment, make building improvements, or help pay for special projects. 


Farmers State bank offers leases for equipment purchases and municipality purposes. Click here to find out more. 

Beneficial Ownership

For our business customers, when you open a new account or apply for a new loan on or after May 11, 2018, you will be required to provide information about your beneficial owners.  For more information on Beneficial Ownership, please visit our Beneficial Ownership page.

Error Resolution Request

If you believe an error has occurred on your account, please submit in writing, a brief summary of the suspected error, along with your name and address and identifying account information to the following address:

Information Request

To request information regarding your account, please submit your request in writing along with your name and address to the following address:

Farmers State Bank Loan Department
108 East Adams Street
Pittsfield, IL 62363