COVID-19 - A Message to our Customers 


As the COVID-19 pandemic continues, the world around us is rapidly changing.  While many things may be changing, our commitment remains the same as it has for the last 130 years - to continue our tradition of trust to our customers and remain fully operational and ready to assist you. 

Our hearts and thoughts go out to those who have been affected by this unprecedented event, and we truly appreciate the healthcare workers, our local communities and governments worldwide who are on the front line working to contain this virus.  Farmers State Bank continues to do its part to help the country in slowing the spread of the pandemic, and we want to ensure our customers that we are monitoring the developing situation and have resources in place to provide you continued service in any type of contingency situation. 

SBA Paycheck Protection Program

On April 23, 2020, the House passed and President Trump is expected to quickly sign into law the Paycheck Protection Program and Health Care Enactment Act. This article provides details on the legislation, which provides an additional $484 billion for COVID-19 relief, focusing primarily on small businesses and health care. The law also expands eligibility for disaster loans to agricultural enterprises.

The SBA Paycheck Protection Program (PPP) is designed to provide a direct incentive for small businesses to keep their workers on the payroll during this unprecedented time. If your business has been affected by COVID-19, you could be eligible for the SBA PPP loan.

Funding for the PPP loans in the first round lasted 14 days. The second round of funding was approved April 23, 2020, and due to incredible demand, funds could be exhausted very quickly.

If you haven't applied yet and are interested, view the Application Guide below to view the documents needed to begin processing your application!


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Economic Impact Payments (Stimulus Check)

In March, Congress passed - and President Trump signed into law - the CARES Act, a $2 trillion economic relief package to provide assistance to American consumers and businesses struggling as a result of the coronavirus pandemic.  A provision of the law includes sending government payments to eligible Americans.  To help answer questions about these payments, the American Bankers Association has developed the following questions and answers:


In addition to these Q&A by the American Banker Association, the United States Secret Service, in partnership with the U.S. Department of Treasury, is bringing awareness on how to protect yourself during these times, especially as it concerns the Treasury checks.  View the information by clicking on the image below:
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Safety Measures

When a disaster strikes, every consumer should know their bank is prepared, their deposits are safe, and they will have continued access to their funds. Farmers State Bank is required by law to have an extensive disaster recovery plan in place to protect customer accounts, and state and federal regulators routinely examine each bank on their preparation.

Service Continuity

Our lobby is currently available by appointment only; however, we are fully operational and ready to assist you via our:


  • Perform all of your banking operations through the convenience of our drive-thrus

Smart Deposit ATMs

  • Make deposits - cash and checks!
  • Get cash
  • Check your balance

Mobile Banking

  • Download the "Farmers State Mobile Banking" App
  • Mobile deposit of checks
  • Transfer money
  • Balance inquiries

Online Banking

  • Call 217-285-5585 to enroll
  • Transfer money
  • Balance inquiries
  • Open a DDA account here
  • Start a loan application here

Below are step-by-step video tutorials of each of these services.  

Please call your branch if you need access to your lock box or to meet with a banker or a loan officer.

Pittsfield: 217-285-5585

Winchester: 217-742-9505

White Hall: 217-374-2200

Jerseyville: 618-498-2299

Hull: 217-432-8311

If your needs require an appointment at one of our branches, please know that we are doing everything we can to keep our facilities germ-free. We’ve increased the frequency of cleanings so that we are disinfecting surfaces throughout the day in addition to having the offices cleaned thoroughly at night.  

The CDC is recommending that everyone practice "social distancing" to slow the spread of the virus. We want to remind our customers that many of the services you receive in our branches can also be done by phone, online, mobile or at one of our many Smart Deposit ATMs.

Your Health Matters!

Here’s what we are doing to protect the health of you and your loved ones:

  • We have designated multiple “clean rooms” within our facilities for scheduled appointments and meetings. These rooms will be deep-cleaned after every single meeting within the rooms
  • Frequent deep-cleans of the facilities in addition to regular nightly cleanings
  • Tellers are wearing gloves when handling money to protect your health and wellness
  • Virtual meetings with employees and customers
  • Vigilant hand-washing to eliminate the spread of germs
  • Propping doors open to eliminate touching door handles

What you can do to help prevent the spread and stay healthy 

  • Wash your hands often with soap and water for at least 20 seconds or use a hand sanitizer that contains at least 60% alcohol
  • Avoid touching your eyes, nose or mouth with unwashed hands
  • Avoid contact with people who are sick
  • Stay home if you are sick
  • Cover your cough or sneeze with a tissue or elbow and throw used tissues in the trash
  • Clean and disinfect surfaces and objects frequently
  • Practice social distancing
  • Do not attend events or visit places with large crowds, especially if you are over 60 and have certain underlying health issues
  • Reduce activities such as handshakes and maintain an appropriate distance from others during conversation
  • Do not share drinks or food with others

Please continue to check our website and social media pages for updates.